• When an emergency occurs who do you call?
• How does the patient get the fastest and best care possible?
• How does he or she communicate with Hebrew-speaking EMTs, physicians or nurses at a time when clear communication can be a matter of life and death?
• Who is at the patient's side providing information and comfort?
• Above all, how do you eliminate any worries about prepayment and exorbitant fees for ambulances, physicians, medications and hospital stays?

MediGuard's medical coverage is provided by the Ayalon Insurance Company, Ltd. through service providers, doctors, medical clinics, pharmacies and hospitals nationwide. Their switchboard is staffed by a trained English-speaking medical team 24/7

The benefits include:

• Maximum insurance per policy: $100,000
• Up to 90 days of hospitalization throughout Israel
• Expenses for ambulatory medical services including consultations with specialists, X-rays, ultrasound, MRIs, lab tests, diagnostic tests, and medications
• Ambulance service to hospital when warranted: Up to $500
• Medical flight of the member to his country of origin at the discretion of the provider: Up to $5,000
• Repatriation of deceased: Up to $5,000
• Emergency dental treatment: Up to $500

(Not covered are pre-existing conditions, pregnancy, problems resulting from alcohol or other substance abuse, self-inflicted injuries, road accident which are covered by compulsory vehicle insurance, work and professional sporting accidents.)